/* UGrowth Consultancy LLP — design system v5 (mobile-first, app feel)
   Ledger navy and brass seal. Cormorant Garamond for display, Manrope for body,
   IBM Plex Mono for numbers. Light and dark themes via tokens on :root.
   Designed at 360–430px first; desktop rules live in min-width media queries. */

:root{
  --bg:#f3f4f7; --surface:#ffffff; --sunk:#e9ebf0; --sunk2:#dfe3ea; --line:#d5dae3; --line2:#c3cad6;
  --ink:#0f1a2e; --muted:#5a6578;
  --navy:#0b1f3a; --navy2:#122a4d; --navy-ink:#0b1f3a; --onnavy:#f4f6fa; --onnavy-muted:#aeb9cc;
  --brass:#a8822f; --brass2:#c89d45; --brass-soft:#f4ead3; --brass-ink:#7d5f1b; --link:#1d4e8f;
  --good:#1e7a48; --good-soft:#e1f2e7; --warn:#9d6300; --warn-soft:#fbeed2; --bad:#b0362b; --bad-soft:#f8e2df;
  --wa:#0b5e52;
  --paper:#f8f6f0;
  --shadow:0 1px 2px rgba(15,26,46,.06),0 12px 32px -18px rgba(15,26,46,.25);
  --shadow-lg:0 2px 4px rgba(15,26,46,.06),0 28px 60px -24px rgba(15,26,46,.35);
  --glass:rgba(255,255,255,.72); --glass-line:rgba(255,255,255,.55);
  --hero-a:#0a1b33; --hero-b:#13305a; --hero-glow:rgba(200,157,69,.28);
  --f-display:"Cormorant Garamond","Iowan Old Style",Georgia,"Times New Roman",serif;
  --f-body:"Manrope",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --f-mono:"IBM Plex Mono",ui-monospace,"SFMono-Regular",Menlo,monospace;
  --r:16px; --r-sm:10px;
  --head-h:56px; --tab-h:64px;
  --sab:env(safe-area-inset-bottom,0px); --sat:env(safe-area-inset-top,0px);
  --ease:cubic-bezier(.2,.8,.2,1); --spring:cubic-bezier(.34,1.3,.5,1);
  color-scheme:light;
}
@media (prefers-color-scheme:dark){ :root:not([data-theme="light"]){
  --bg:#0a1120; --surface:#111a2c; --sunk:#172238; --sunk2:#1d2a44; --line:#26334d; --line2:#334260;
  --ink:#e8ecf4; --muted:#97a3b9;
  --navy:#e8ecf4; --navy2:#c9d3e6; --navy-ink:#0b1f3a; --onnavy:#f4f6fa; --onnavy-muted:#aeb9cc;
  --brass:#d2a955; --brass2:#e2bd6c; --brass-soft:#2f271a; --brass-ink:#e2bd6c; --link:#8fb4ea;
  --good:#5cc78a; --good-soft:#15331f; --warn:#e6b254; --warn-soft:#352b13; --bad:#ef7c70; --bad-soft:#3a1c19;
  --wa:#5cc78a;
  --shadow:0 1px 2px rgba(0,0,0,.3),0 12px 32px -18px rgba(0,0,0,.6);
  --shadow-lg:0 2px 4px rgba(0,0,0,.3),0 28px 60px -24px rgba(0,0,0,.7);
  --glass:rgba(10,17,32,.74); --glass-line:rgba(255,255,255,.08);
  --hero-a:#070e1c; --hero-b:#0e2244; --hero-glow:rgba(210,169,85,.22);
  color-scheme:dark; }}
:root[data-theme="dark"]{
  --bg:#0a1120; --surface:#111a2c; --sunk:#172238; --sunk2:#1d2a44; --line:#26334d; --line2:#334260;
  --ink:#e8ecf4; --muted:#97a3b9;
  --navy:#e8ecf4; --navy2:#c9d3e6; --navy-ink:#0b1f3a; --onnavy:#f4f6fa; --onnavy-muted:#aeb9cc;
  --brass:#d2a955; --brass2:#e2bd6c; --brass-soft:#2f271a; --brass-ink:#e2bd6c; --link:#8fb4ea;
  --good:#5cc78a; --good-soft:#15331f; --warn:#e6b254; --warn-soft:#352b13; --bad:#ef7c70; --bad-soft:#3a1c19;
  --wa:#5cc78a;
  --shadow:0 1px 2px rgba(0,0,0,.3),0 12px 32px -18px rgba(0,0,0,.6);
  --shadow-lg:0 2px 4px rgba(0,0,0,.3),0 28px 60px -24px rgba(0,0,0,.7);
  --glass:rgba(10,17,32,.74); --glass-line:rgba(255,255,255,.08);
  --hero-a:#070e1c; --hero-b:#0e2244; --hero-glow:rgba(210,169,85,.22);
  color-scheme:dark; }

/* ---------- cross-document view transitions (app-like page changes) ---------- */
@view-transition{navigation:auto}
@media (prefers-reduced-motion:no-preference){
  ::view-transition-old(root){animation:160ms ease-out both vt-out}
  ::view-transition-new(root){animation:260ms var(--ease) both vt-in}
}
@keyframes vt-out{to{opacity:0}}
@keyframes vt-in{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
.top{view-transition-name:ug-top}
.cta-bar{view-transition-name:ug-ctabar}
.top .brand{view-transition-name:ug-brand}
/* Fallback for browsers without view transitions: a soft page fade-in. */
@media (prefers-reduced-motion:no-preference){ html.no-vt body{animation:page-in .3s var(--ease) both} }
@keyframes page-in{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}

/* ---------- base ---------- */
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overscroll-behavior-y:none}
html,body{max-width:100%;overflow-x:clip}
@supports not (overflow-x:clip){html{overflow-x:hidden}}
body{margin:0;background:var(--bg);color:var(--ink);font-family:var(--f-body);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility;-webkit-tap-highlight-color:transparent;padding-bottom:calc(var(--tab-h) + var(--sab));min-height:100dvh}
img,svg,canvas,video{max-width:100%;display:block}
button,input,select,textarea{font:inherit;color:inherit}
button{cursor:pointer;touch-action:manipulation}
a{color:var(--link);text-decoration:none;touch-action:manipulation}
a:hover{text-decoration:underline}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px;border-radius:4px}
h1,h2,h3,h4{margin:0;text-wrap:balance;color:var(--navy)}
h1{font-family:var(--f-display);font-weight:600;font-size:clamp(32px,8.6vw,56px);line-height:1.04;letter-spacing:-.01em}
h2{font-family:var(--f-display);font-weight:600;font-size:clamp(26px,6.4vw,40px);line-height:1.1}
h3{font-size:17px;font-weight:700;line-height:1.3}
h4{font-size:15px;font-weight:700}
p{margin:0}
ul,ol{margin:0;padding-left:20px}
.num{font-family:var(--f-mono);font-variant-numeric:tabular-nums}
.muted{color:var(--muted)} .small{font-size:13px} .tiny{font-size:11.5px}
.eyebrow{display:block;font-size:11.5px;text-transform:uppercase;letter-spacing:.14em;font-weight:700;color:var(--brass);margin-bottom:10px}
.lead{font-size:16px;color:var(--muted);max-width:62ch;line-height:1.6}
.in{padding-left:max(16px,env(safe-area-inset-left,0px));padding-right:max(16px,env(safe-area-inset-right,0px));max-width:1240px;margin:0 auto;width:100%}
.in.narrow{max-width:820px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.skip{position:absolute;left:12px;top:-60px;background:var(--navy-ink);color:#fff;padding:10px 14px;border-radius:8px;z-index:100;font-weight:700}
.skip:focus{top:12px}
[id]{scroll-margin-top:calc(var(--head-h) + var(--sat) + 16px)}
@media (min-width:761px){h1{font-size:clamp(34px,4.6vw,56px)}h2{font-size:clamp(28px,3.4vw,40px)}.lead{font-size:17px}:root{--head-h:64px}}

/* ---------- reveal (visible at rest; JS adds motion only when it can) ---------- */
.reveal{opacity:1;transform:none}
@media (prefers-reduced-motion:no-preference){
  html.js-reveal .reveal{opacity:0;transform:translateY(16px);transition:opacity .7s var(--ease),transform .7s var(--ease)}
  html.js-reveal .reveal.is-in{opacity:1;transform:none}
}

/* ---------- skeletons (anything that loads late) ---------- */
@keyframes shimmer{from{background-position:-200% 0}to{background-position:200% 0}}
.stage:not(.is-ready):not(.nogl)::before,.gauge-wrap:not(.is-ready):not(.nogl)::before{content:"";position:absolute;inset:0;background:linear-gradient(100deg,rgba(255,255,255,0) 30%,rgba(255,255,255,.07) 50%,rgba(255,255,255,0) 70%) 0 0/200% 100%;animation:shimmer 1.6s linear infinite;pointer-events:none;z-index:1}
.stage:not(.is-ready):not(.nogl)::after{content:"";position:absolute;left:50%;top:50%;width:38%;aspect-ratio:1;border-radius:50%;transform:translate(-50%,-50%);border:1px solid rgba(226,189,108,.18);box-shadow:inset 0 0 60px rgba(226,189,108,.06);pointer-events:none}
.photo img{opacity:0;transition:opacity .4s}
.photo img.is-loaded,.no-js .photo img{opacity:1}
@media (prefers-reduced-motion:reduce){.stage::before,.gauge-wrap::before{animation:none!important}.photo img{opacity:1}}

/* ---------- reading progress ---------- */
.progress{position:fixed;left:0;top:0;height:3px;width:100%;z-index:70;background:linear-gradient(90deg,#c89d45,#e2bd6c);transform-origin:0 50%;transform:scaleX(var(--p,0));pointer-events:none;opacity:0;transition:opacity .3s}
body.has-progress .progress{opacity:1}

/* ---------- app top bar (phone) / full header (desktop) ---------- */
.top{position:sticky;top:0;z-index:40;background:var(--glass);backdrop-filter:blur(16px) saturate(1.4);-webkit-backdrop-filter:blur(16px) saturate(1.4);border-bottom:1px solid var(--line);transition:box-shadow .3s;padding-top:var(--sat)}
.top.is-stuck{box-shadow:var(--shadow)}
.top .in{display:flex;align-items:center;gap:8px;min-height:var(--head-h)}
.brand{display:flex;align-items:center;gap:10px;color:inherit;text-decoration:none!important;min-height:44px}
.brand .mark{width:32px;height:32px;flex:none}
.brand .wm{display:grid;gap:2px}
.brand b{font-family:var(--f-display);font-size:22px;font-weight:700;color:var(--navy);line-height:1;letter-spacing:.005em}
.brand small{display:block;color:var(--muted);font-size:10px;letter-spacing:.12em;text-transform:uppercase;font-weight:700}
.top .brand{margin-right:auto}
.top .back{display:grid;place-items:center;width:40px;height:44px;margin-left:-10px;color:var(--ink);border-radius:12px;flex:none;text-decoration:none!important}
.top .back svg{width:22px;height:22px}
.top .back:active{background:var(--sunk)}
.top .ptitle{font-weight:700;font-size:15.5px;color:var(--ink);margin-right:auto;min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;letter-spacing:-.005em}
.top.inner .brand .wm{display:none}
.top.inner .brand{margin-right:0}
.nav{display:none;gap:2px;align-items:center}
.nav a{color:var(--ink);font-weight:600;font-size:15px;padding:0 14px;min-height:44px;display:inline-flex;align-items:center;border-radius:999px;white-space:nowrap;transition:background .2s,color .2s}
.nav a:hover{background:var(--sunk);text-decoration:none}
.nav a[aria-current="page"]{color:var(--brass-ink);background:var(--brass-soft)}
.iconbtn{border:1px solid var(--line);background:var(--surface);border-radius:999px;width:44px;height:44px;display:grid;place-items:center;padding:0;flex:none;color:var(--ink);transition:transform .15s,background .2s}
.iconbtn:active{transform:scale(.92);background:var(--sunk)}
.iconbtn svg{width:17px;height:17px}
.theme .moon{display:none}
:root[data-theme="dark"] .theme .sun{display:none}
:root[data-theme="dark"] .theme .moon{display:block}
@media (prefers-color-scheme:dark){ :root:not([data-theme="light"]) .theme .sun{display:none} :root:not([data-theme="light"]) .theme .moon{display:block} }
.burger .x{display:none}
.burger[aria-expanded="true"] .x{display:block} .burger[aria-expanded="true"] .bars{display:none}
.top .head-cta{display:none;flex:none}
@media (min-width:761px){
  .top .back,.top .ptitle{display:none}
  .top.inner .brand .wm{display:grid}
  .top.inner .brand{margin-right:auto}
  .top .in{gap:14px}
  .brand .mark{width:34px;height:34px}
  .top .head-cta{display:inline-flex}
}
@media (min-width:900px){ .nav{display:flex} .burger{display:none} }

/* ---------- phone bottom bar: WhatsApp (primary) + Call ---------- */
.cta-bar{position:fixed;left:0;right:0;bottom:0;z-index:45;display:grid;grid-template-columns:1.7fr 1fr;gap:8px;padding:8px max(10px,env(safe-area-inset-left,0px)) calc(8px + var(--sab)) max(10px,env(safe-area-inset-right,0px));background:var(--glass);backdrop-filter:blur(18px) saturate(1.4);-webkit-backdrop-filter:blur(18px) saturate(1.4);border-top:1px solid var(--line)}
.cta-bar a{display:flex;align-items:center;justify-content:center;gap:8px;min-height:48px;border-radius:14px;font-weight:800;font-size:16px;text-decoration:none!important;-webkit-user-select:none;user-select:none;transition:transform .15s}
.cta-bar a:active{transform:scale(.97)}
.cta-bar .cta-wa{background:#0b5e52;color:#fff;box-shadow:0 8px 20px -10px rgba(11,94,82,.8)}
.cta-bar .cta-call{background:var(--surface);color:var(--ink);border:1px solid var(--line2)}
.cta-bar svg{width:22px;height:22px;flex:none}
@media (min-width:761px){ .cta-bar{display:none} body{padding-bottom:0} }

/* ---------- bottom sheets (phone) / dialogs (desktop) ---------- */
.sheet-backdrop{position:fixed;inset:0;z-index:80;background:rgba(5,10,20,.5);backdrop-filter:blur(3px);-webkit-backdrop-filter:blur(3px);opacity:0;transition:opacity .3s;pointer-events:none}
.sheet-backdrop.is-open{opacity:1;pointer-events:auto}
.sheet{position:fixed;left:0;right:0;bottom:0;z-index:90;background:var(--surface);color:var(--ink);border-radius:22px 22px 0 0;box-shadow:0 -10px 50px rgba(0,0,0,.25);max-height:calc(100dvh - 48px - var(--sat));display:flex;flex-direction:column;transform:translateY(104%);transition:transform .38s var(--ease);padding-bottom:var(--sab);outline:0;overscroll-behavior:contain}
.sheet[hidden]{display:none}
.sheet.is-open{transform:none}
.sheet.is-dragging{transition:none}
.sheet-handle{width:40px;height:5px;border-radius:5px;background:var(--line2);margin:10px auto 2px;flex:none;touch-action:none}
.sheet-head{display:flex;align-items:center;gap:10px;padding:8px 18px 12px;flex:none;touch-action:none}
.sheet-head h2{font-size:21px;margin-right:auto}
.sheet-close{margin-left:auto}
.sheet-body{padding:4px 18px 18px;overflow:auto;-webkit-overflow-scrolling:touch;display:grid;gap:12px;align-content:start}
.sheet-list{display:grid;gap:4px;list-style:none;padding:0}
.sheet-list a,.sheet-list button{display:flex;align-items:center;gap:14px;min-height:52px;padding:8px 12px;border-radius:14px;color:var(--ink);font-weight:600;font-size:16px;text-decoration:none!important;border:0;background:none;width:100%;text-align:left;transition:background .15s}
.sheet-list a:active,.sheet-list button:active{background:var(--sunk)}
.sheet-list a[aria-current="page"]{color:var(--brass-ink);background:var(--brass-soft)}
.sheet-list .ic{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:var(--sunk);color:var(--navy);flex:none}
.sheet-list .ic svg{width:20px;height:20px}
.sheet-list .ic.wa{background:#dcf5d6;color:#0b5e52} .sheet-list .ic.call{background:var(--brass-soft);color:var(--brass-ink)} .sheet-list .ic.mail{background:var(--sunk)}
.sheet-list small{display:block;color:var(--muted);font-weight:500;font-size:12.5px}
.sheet-list .chev{margin-left:auto;color:var(--muted);width:18px;height:18px}
.sheet .foot-note{font-size:12.5px;color:var(--muted);padding-top:4px}
body.sheet-open{overflow:hidden}
@media (min-width:761px){
  .sheet{left:50%;right:auto;bottom:auto;top:50%;width:min(92vw,520px);max-height:min(86vh,720px);border-radius:22px;transform:translate(-50%,-46%) scale(.96);opacity:0;transition:transform .3s var(--ease),opacity .3s;padding-bottom:0}
  .sheet.is-open{transform:translate(-50%,-50%) scale(1);opacity:1}
  .sheet-handle{display:none}
  .sheet-head{padding-top:18px}
}

/* ---------- buttons, pills ---------- */
.btn{border:1px solid var(--line2);background:var(--surface);color:var(--ink);border-radius:13px;padding:11px 18px;min-height:46px;font-weight:700;font-size:14.5px;display:inline-flex;align-items:center;justify-content:center;gap:8px;text-decoration:none!important;transition:transform .2s var(--spring),box-shadow .2s,filter .2s,background .2s;line-height:1.2;white-space:nowrap;position:relative;-webkit-user-select:none;user-select:none}
.btn:active{transform:scale(.965)}
.btn.primary{background:var(--navy-ink);color:#f4f6fa;border-color:var(--navy-ink)}
:root[data-theme="dark"] .btn.primary{background:#e8ecf4;color:#0b1f3a;border-color:#e8ecf4}
@media (prefers-color-scheme:dark){ :root:not([data-theme="light"]) .btn.primary{background:#e8ecf4;color:#0b1f3a;border-color:#e8ecf4} }
.btn.brass{background:linear-gradient(180deg,#c89d45,#a8822f);border-color:#a8822f;color:#fff;text-shadow:0 1px 0 rgba(0,0,0,.2);box-shadow:0 8px 20px -10px rgba(168,130,47,.8)}
.btn.brass:hover{filter:brightness(1.05)}
.btn.ghost{background:transparent;color:var(--onnavy);border-color:rgba(255,255,255,.38)}
.btn.ghost:hover{background:rgba(255,255,255,.08)}
.btn.wa{background:#0b5e52;border-color:#0b5e52;color:#fff}
.btn.lg{padding:14px 22px;font-size:15.5px;border-radius:15px;min-height:52px}
.btn.block{width:100%}
.btn.sm{padding:8px 13px;font-size:13px;border-radius:10px;min-height:40px}
@media (hover:hover) and (pointer:fine){
  .btn:hover{transform:translateY(-1px);box-shadow:var(--shadow)}
  .btn.magnetic{transition:transform .18s ease-out,box-shadow .2s,filter .2s}
}
.pill{display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:700;border-radius:999px;padding:3px 10px;white-space:nowrap;line-height:1.3}
.pill::before{content:"";width:7px;height:7px;border-radius:50%;background:currentColor;box-shadow:0 0 0 3px color-mix(in srgb,currentColor 18%,transparent)}
.pill.g{color:var(--good);background:var(--good-soft)} .pill.a{color:var(--warn);background:var(--warn-soft)} .pill.r{color:var(--bad);background:var(--bad-soft)} .pill.n{color:var(--muted);background:var(--sunk)}
.tag{display:inline-block;justify-self:start;width:max-content;font-size:11px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;color:var(--brass-ink);background:var(--brass-soft);border-radius:999px;padding:4px 10px}
.tags{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin:0}
.tags li{border:1px solid var(--line);background:var(--surface);border-radius:999px;padding:9px 14px;font-weight:600;font-size:13.5px;box-shadow:var(--shadow)}

/* ---------- chips row: swipeable sticky section tabs / filters ---------- */
.chips-row,.subnav-in{display:flex;gap:8px;overflow-x:auto;padding:10px 16px;scrollbar-width:none;scroll-snap-type:x proximity;scroll-padding-inline:16px;-webkit-overflow-scrolling:touch}
.chips-row{margin:0 -16px}
.chips-row::-webkit-scrollbar,.subnav-in::-webkit-scrollbar{display:none}
.subnav{position:sticky;top:calc(var(--head-h) + var(--sat));z-index:20;background:var(--glass);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--line)}
.subnav-in.in{padding-block:10px}
.subnav a,.chips-row button,.chips-row a{scroll-snap-align:start;white-space:nowrap;font-size:13.5px;font-weight:600;color:var(--muted);padding:0 14px;min-height:44px;display:inline-flex;align-items:center;border-radius:999px;border:1px solid var(--line);background:var(--surface);text-decoration:none!important;transition:background .2s,color .2s,border-color .2s,transform .15s;flex:none}
.subnav a:active,.chips-row button:active{transform:scale(.96)}
.subnav a.is-active,.chips-row [aria-pressed="true"]{color:#fff;background:var(--navy-ink);border-color:var(--navy-ink)}
:root[data-theme="dark"] .subnav a.is-active,:root[data-theme="dark"] .chips-row [aria-pressed="true"]{background:#e8ecf4;color:#0b1f3a;border-color:#e8ecf4}
@media (prefers-color-scheme:dark){ :root:not([data-theme="light"]) .subnav a.is-active,:root:not([data-theme="light"]) .chips-row [aria-pressed="true"]{background:#e8ecf4;color:#0b1f3a;border-color:#e8ecf4} }
@media (min-width:761px){ .chips-row{margin:0;padding-inline:0} .subnav{background:var(--bg);backdrop-filter:none} }

/* ---------- bands and heroes ---------- */
.band{position:relative;color:var(--onnavy);background:radial-gradient(1200px 600px at 80% 20%,var(--hero-glow),transparent 60%),linear-gradient(160deg,var(--hero-b),var(--hero-a) 70%);overflow:hidden}
.band::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.035) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.035) 1px,transparent 1px);background-size:64px 64px;-webkit-mask-image:radial-gradient(ellipse at 60% 40%,#000 30%,transparent 80%);mask-image:radial-gradient(ellipse at 60% 40%,#000 30%,transparent 80%);pointer-events:none}
.band h1,.band h2{color:#fff}
.band .eyebrow{color:var(--brass2)}
.band .lead{color:var(--onnavy-muted)}
.band a:not(.btn){color:#e2bd6c}
h1 em,h2 em{font-style:italic;color:var(--brass2);font-weight:500}
.hero-copy{display:grid;gap:18px;z-index:1;position:relative}
.hero-copy .eyebrow{margin:0}
.hero-ctas{display:flex;gap:10px;flex-wrap:wrap}
.hero-ctas .btn{flex:1 1 auto}
.hero-trust{display:flex;gap:10px 18px;flex-wrap:wrap;font-size:12.5px;color:var(--onnavy-muted);padding:0;list-style:none;margin:0}
.hero-trust li::before{content:"";display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--brass2);margin-right:8px;vertical-align:middle}
.crumbs{font-size:12.5px;color:var(--onnavy-muted);display:flex;gap:6px;flex-wrap:wrap;margin-bottom:12px}
.crumbs a{color:var(--onnavy-muted)}
.crumbs span::before{content:"/";margin-right:6px;opacity:.6}
@media (max-width:760px){.crumbs{display:none}}
.hero-home{display:grid;gap:22px;align-items:center;padding-block:36px 28px;position:relative}
.hero-home h1{max-width:15ch}
.page-hero{padding-block:34px 36px;position:relative}
.page-hero .in{display:grid;gap:14px;position:relative;z-index:1}
.page-hero h1{max-width:20ch}
.page-hero .lead{max-width:66ch}
.page-hero .tag{background:rgba(226,189,108,.14);color:#e2bd6c;width:max-content}
.page-hero.has-3d .in{grid-template-columns:1fr;gap:22px}
.page-hero.has-3d .stage{aspect-ratio:16/11;min-height:220px;max-height:360px}
@media (min-width:761px){
  .hero-home{grid-template-columns:minmax(0,1fr) minmax(0,1.05fr);gap:32px;padding-block:60px 56px}
  .hero-home h1{font-size:clamp(38px,5.2vw,66px)}
  .hero-ctas .btn{flex:0 0 auto}
  .page-hero{padding-block:52px 56px}
  .page-hero.has-3d .in{grid-template-columns:minmax(0,1fr) minmax(300px,42%);align-items:center;gap:32px}
  .page-hero.has-3d .stage{aspect-ratio:1.15;min-height:300px;max-height:420px}
}

/* ---------- 3D stages ---------- */
.stage{position:relative;aspect-ratio:1.08;max-width:100%;min-height:260px;width:100%;border-radius:22px;overflow:hidden;background:radial-gradient(ellipse at 50% 60%,rgba(255,255,255,.07),transparent 65%);isolation:isolate}
.stage canvas{display:block;width:100%;height:100%;touch-action:pan-y;cursor:grab}
.stage canvas:active{cursor:grabbing}
.stage .chips{position:absolute;left:10px;right:10px;bottom:10px;display:flex;gap:6px;flex-wrap:wrap;justify-content:center;pointer-events:none;list-style:none;padding:0;margin:0;z-index:2}
.chip{font-size:10.5px;font-weight:700;letter-spacing:.04em;border-radius:999px;padding:4px 9px;background:rgba(255,255,255,.08);color:rgba(255,255,255,.6);border:1px solid rgba(255,255,255,.12);transition:background .5s,color .5s,border-color .5s;backdrop-filter:blur(6px)}
.chip.on{background:rgba(255,255,255,.18);color:#fff;border-color:rgba(255,255,255,.3)}
.chip.seal{background:transparent;color:rgba(226,189,108,.6);border-color:rgba(226,189,108,.3)}
.chip.seal.on{background:linear-gradient(180deg,#c89d45,#a8822f);color:#fff;border-color:#c89d45}
.stage .hint{position:absolute;right:10px;top:10px;font-size:10.5px;letter-spacing:.06em;text-transform:uppercase;font-weight:700;color:rgba(255,255,255,.45);pointer-events:none;z-index:2;opacity:0;transition:opacity .6s}
.stage.is-ready .hint{opacity:1}
@media (hover:hover) and (pointer:fine){.stage .hint{display:none}}
.fallback{display:none;position:absolute;inset:0;place-items:center;perspective:1200px;z-index:1}
.nogl .fallback{display:grid}
.fallback .pile{position:relative;width:46%;aspect-ratio:.72;transform:rotateX(52deg) rotateZ(-28deg);transform-style:preserve-3d}
.fallback .sheet-p{position:absolute;inset:0;border-radius:6px;background:var(--paper);box-shadow:0 2px 6px rgba(0,0,0,.25);border-top:14px solid #0b1f3a}
.fallback .sheet-p.cover{background:linear-gradient(160deg,#16335f,#0b1f3a);border-top-color:#0b1f3a;outline:1px solid rgba(226,189,108,.5)}
.fallback .sealdisc{position:absolute;right:14%;bottom:14%;width:26%;aspect-ratio:1;border-radius:50%;background:radial-gradient(circle at 35% 35%,#e9c87a,#a8822f 70%);box-shadow:0 2px 6px rgba(0,0,0,.4);transform:translateZ(60px)}
.fallback .fb{display:grid;gap:14px;justify-items:center;text-align:center;color:rgba(255,255,255,.75);font-size:12px;letter-spacing:.08em;text-transform:uppercase;font-weight:700}
.fallback .fb-bars{display:flex;align-items:flex-end;gap:8px;height:110px}
.fallback .fb-bars i{width:18px;border-radius:4px 4px 0 0;background:linear-gradient(180deg,#e2bd6c,#a8822f);display:block}
.fallback .fb-bars i:nth-child(odd){background:linear-gradient(180deg,#3b5a8f,#16335f)}
.fallback .fb-nodes{position:relative;width:170px;height:120px}
.fallback .fb-nodes i{position:absolute;width:14px;height:14px;border-radius:50%;background:#e2bd6c;box-shadow:0 0 0 4px rgba(226,189,108,.2)}
.fallback .fb-nodes i.c{width:28px;height:28px;left:71px;top:46px;background:#fff}
.fallback .fb-cards{position:relative;width:150px;height:110px}
.fallback .fb-cards i{position:absolute;inset:0;border-radius:8px;background:var(--paper);border-top:10px solid #0b1f3a;box-shadow:0 4px 12px rgba(0,0,0,.3)}
.fallback .fb-cards i:nth-child(2){transform:translate(10px,-10px) rotate(3deg)} .fallback .fb-cards i:nth-child(3){transform:translate(20px,-20px) rotate(6deg);border-top-color:#a8822f}
.fallback .fb-grid{display:grid;grid-template-columns:repeat(4,34px);gap:6px}
.fallback .fb-grid i{height:34px;border-radius:6px;background:#16335f;border:1px solid rgba(226,189,108,.35)}
.fallback .fb-grid i:nth-child(3n){background:#a8822f}
.fallback .fb-map{width:150px;height:170px}
.fallback .fb-map path{fill:#16335f;stroke:#e2bd6c;stroke-width:1.5}
.fallback .fb-map circle{fill:#e2bd6c}
.fallback .fb-doors{display:flex;gap:10px}
.fallback .fb-doors i{width:44px;height:90px;border-radius:22px 22px 4px 4px;background:linear-gradient(180deg,#16335f,#0b1f3a);border:2px solid #c89d45;display:block}
.fallback .fb-letter{width:150px;height:100px;border-radius:8px;background:var(--paper);position:relative;overflow:hidden}
.fallback .fb-letter::before{content:"";position:absolute;left:0;right:0;top:0;height:55%;background:linear-gradient(160deg,#16335f,#0b1f3a);clip-path:polygon(0 0,100% 0,50% 100%)}
.fallback .fb-track{display:flex;gap:18px;align-items:center}
.fallback .fb-track i{width:26px;height:26px;border-radius:50%;background:#a8822f;box-shadow:0 0 0 5px rgba(226,189,108,.18)}

/* ---------- homepage doors ---------- */
.doors{display:grid;gap:16px;position:relative;z-index:1}
.door{display:grid;gap:0;border-radius:24px;overflow:hidden;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);box-shadow:0 30px 60px -30px rgba(0,0,0,.6);transition:transform .4s var(--ease),border-color .3s}
.door .stage{border-radius:0;aspect-ratio:16/11;min-height:230px;max-height:360px;background:radial-gradient(ellipse at 50% 70%,rgba(255,255,255,.08),transparent 65%)}
.door-body{padding:18px 18px 20px;display:grid;gap:10px;align-content:start}
.door-body .tag{background:rgba(226,189,108,.14);color:#e2bd6c;width:max-content}
.door-body h2{font-size:clamp(24px,6vw,34px);color:#fff}
.door-body p{color:var(--onnavy-muted);font-size:14.5px}
.door-body .btn{margin-top:6px;justify-self:start}
@media (hover:hover) and (pointer:fine){.door:hover{border-color:rgba(226,189,108,.4);transform:translateY(-3px)}}
@media (min-width:761px){
  .doors{grid-template-columns:1fr 1fr;gap:22px}
  .door .stage{aspect-ratio:4/3;min-height:300px;max-height:420px}
  .door-body{padding:22px 24px 26px}
  .hero-doors .hero-copy{max-width:760px;margin-bottom:34px}
}
.hero-doors{padding-block:34px 44px;position:relative}
.hero-doors .in{display:grid;gap:22px;position:relative;z-index:1}
@media (min-width:761px){.hero-doors{padding-block:60px 64px}}

/* ---------- stats ---------- */
.stats{display:grid;grid-template-columns:1fr 1fr;gap:0;border:1px solid var(--line);border-radius:var(--r);overflow:hidden;background:var(--surface);box-shadow:var(--shadow-lg);margin-top:-26px;position:relative;z-index:2}
.stat{padding:16px 16px 14px;display:grid;gap:4px;border-right:1px solid var(--line);border-bottom:1px solid var(--line);min-width:0;align-content:start}
.stat:nth-child(2n){border-right:0}
.stat:nth-last-child(-n+2){border-bottom:0}
.stat b{font-family:var(--f-display);font-size:clamp(28px,7vw,40px);font-weight:600;color:var(--navy);line-height:1;white-space:nowrap}
.stat b .num{font-family:inherit}
.stat b .u{font-size:.46em;color:var(--brass);font-weight:600;margin-left:3px;letter-spacing:.02em}
.stat .lbl{font-weight:600;font-size:12.5px;line-height:1.35}
.stat .src{font-size:11px;color:var(--muted)}
@media (min-width:761px){
  .stats{grid-template-columns:repeat(4,1fr);margin-top:-34px}
  .stat{padding:22px 22px 20px;border-bottom:0;gap:6px}
  .stat:nth-child(2n){border-right:1px solid var(--line)}
  .stat:last-child{border-right:0}
  .stat .lbl{font-size:13px}.stat .src{font-size:11.5px}
}

/* ---------- sections, cards ---------- */
.sec{padding-block:44px 16px;display:grid;gap:22px}
.sec.tight{padding-block:28px 8px}
.sec.last{padding-bottom:44px}
.sec-head{display:grid;gap:6px;max-width:64ch}
.sec-head .eyebrow{margin-bottom:4px}
.sec-head .lead{font-size:15px;margin-top:4px}
.grid{display:grid;gap:14px}
.g2{grid-template-columns:repeat(auto-fit,minmax(min(100%,320px),1fr))}
.g3{grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr))}
.g4{grid-template-columns:repeat(auto-fit,minmax(min(100%,210px),1fr))}
.split{display:grid;gap:18px;grid-template-columns:1fr;align-items:start}
.panel,.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--r);padding:18px;min-width:0;box-shadow:var(--shadow);display:grid;gap:10px;align-content:start;position:relative;color:inherit}
.card{transition:transform .35s var(--ease),box-shadow .35s,border-color .3s}
a.card{text-decoration:none!important}
a.card:active{transform:scale(.985)}
.card h3,.panel h3{font-size:18px}
.card p,.card li{color:var(--muted);font-size:14px}
.card ul{display:grid;gap:6px;padding-left:18px}
.card .more{color:var(--brass-ink);font-weight:700;font-size:13px;margin-top:auto}
.card.feat{background:radial-gradient(900px 300px at 100% 0%,var(--hero-glow),transparent 60%),linear-gradient(160deg,var(--hero-b),var(--hero-a));color:var(--onnavy);border-color:transparent}
.card.feat h3,.card.feat h2{color:#fff}
.card.feat p,.card.feat li{color:var(--onnavy-muted)}
.card.feat .tag{background:rgba(226,189,108,.15);color:#e2bd6c}
.card.feat .more{color:#e2bd6c}
.card.feat a:not(.btn){color:#e2bd6c}
.step{display:grid;gap:10px;padding:18px;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);position:relative;box-shadow:var(--shadow);align-content:start;transition:border-color .4s,box-shadow .4s}
.step .n{font-family:var(--f-display);font-size:40px;line-height:1;color:var(--brass);font-weight:600}
.step h3{font-size:18px}
.step p{color:var(--muted);font-size:14px}
.step .who{font-size:11.5px;text-transform:uppercase;letter-spacing:.1em;font-weight:700;color:var(--muted)}
.step.is-lit{border-color:var(--brass);box-shadow:0 0 0 3px var(--brass-soft),var(--shadow)}
.steps{display:grid;grid-template-columns:1fr;gap:14px}
.fees{display:grid;grid-template-columns:1fr;gap:14px}
.fee{display:grid;gap:8px;padding:20px 18px;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);box-shadow:var(--shadow);align-content:start}
.fee.feat{background:linear-gradient(160deg,var(--hero-b),var(--hero-a));color:var(--onnavy);border-color:transparent}
.fee.feat .muted{color:var(--onnavy-muted)}
.fee.feat .eyebrow{color:var(--brass2)}
.fee .price{font-family:var(--f-display);font-size:32px;font-weight:600;line-height:1.05;color:var(--navy)}
.fee.feat .price{color:#fff}
.fee .price small{font-size:14px;font-family:var(--f-body);font-weight:600;color:var(--muted)}
.fee.feat .price small{color:var(--onnavy-muted)}
.fee b{font-size:15px}
.fee ul{margin:0;padding-left:16px;font-size:13px;color:var(--muted);display:grid;gap:3px}
.fee.feat ul{color:var(--onnavy-muted)}
.why{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start}
.why .mark{font-family:var(--f-mono);font-size:12px;font-weight:600;color:var(--brass-ink);border:1.5px solid var(--brass);border-radius:50%;width:34px;height:34px;display:grid;place-items:center}
.why h3{font-size:16px}
.why p{color:var(--muted);font-size:14px;margin-top:4px}
.trustline{display:grid;grid-template-columns:1fr;gap:16px;padding-block:28px 8px}
.trust{display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start;font-size:13.5px;color:var(--muted)}
.trust b{color:var(--ink);display:block;font-size:14px}
.trust svg{width:26px;height:26px;color:var(--brass);flex:none;margin-top:2px}
.cta-band{margin:24px 0 0;border-radius:24px;padding:30px 22px;display:grid;grid-template-columns:1fr;gap:20px;align-items:center}
.cta-band.band::before{-webkit-mask-image:none;mask-image:none}
.cta-band h2{color:#fff;font-size:clamp(26px,6.4vw,44px);line-height:1.05;position:relative}
.cta-band p{color:var(--onnavy-muted);position:relative;margin-top:10px;max-width:60ch}
.cta-band .actions{display:flex;gap:12px;flex-wrap:wrap;position:relative}
.cta-band .actions .btn{flex:1 1 auto}
.cta-band .sub{margin-top:14px;font-size:14px}
.cta-band .sub a{color:#e2bd6c;font-weight:700}
.two{display:grid;grid-template-columns:1fr;gap:18px;align-items:start}
.two h2{font-size:clamp(23px,5.6vw,32px)}
.prose{display:grid;gap:12px;color:var(--ink);font-size:15.5px;line-height:1.7}
.prose p,.prose li{color:var(--ink)}
.prose ul{display:grid;gap:8px;padding-left:20px}
.prose h2{font-size:22px;margin-top:14px}
.prose h2:first-child{margin-top:0}
.prose a{text-decoration:underline}
.checks{list-style:none;padding:0;display:grid;gap:10px}
.checks li{position:relative;padding-left:28px;font-size:15px}
.checks li::before{content:"";position:absolute;left:2px;top:9px;width:14px;height:7px;border-left:2px solid var(--brass);border-bottom:2px solid var(--brass);transform:rotate(-45deg)}
.band .checks li{color:var(--onnavy-muted)}
.docs{list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,300px),1fr));gap:10px}
.docs li{padding:12px 14px 12px 40px;background:var(--surface);border:1px solid var(--line);border-radius:12px;font-size:14.5px;position:relative;box-shadow:var(--shadow)}
.docs li::before{content:"";position:absolute;left:14px;top:14px;width:12px;height:16px;border:1.5px solid var(--brass);border-radius:2px;background:linear-gradient(transparent 4px,var(--brass) 4px,var(--brass) 5px,transparent 5px,transparent 8px,var(--brass) 8px,var(--brass) 9px,transparent 9px)}
.faq{display:grid;gap:8px;max-width:800px}
.faq details{border:1px solid var(--line);border-radius:14px;background:var(--surface);box-shadow:var(--shadow)}
.faq summary{cursor:pointer;padding:14px 44px 14px 16px;font-weight:700;list-style:none;position:relative;font-size:15px;min-height:48px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:16px;top:10px;font-family:var(--f-display);font-size:24px;color:var(--brass);transition:transform .3s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details p{padding:0 16px 16px;color:var(--muted);font-size:14.5px}
.notice{padding:14px 16px;border-left:3px solid var(--brass);background:var(--brass-soft);border-radius:0 12px 12px 0;font-size:14.5px;color:var(--ink)}
.notice b{color:var(--ink)}
@media (min-width:761px){
  .sec{padding-block:64px 24px;gap:30px}
  .sec.tight{padding-block:40px 8px}
  .sec.last{padding-bottom:64px}
  .sec-head .lead{font-size:16px}
  .grid{gap:16px}
  .split{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:24px}
  .split.even{grid-template-columns:1fr 1fr}
  .panel,.card{padding:22px}
  .step{padding:22px}
  .steps{grid-template-columns:repeat(4,1fr);gap:16px}
  .fees{grid-template-columns:repeat(auto-fit,minmax(min(100%,218px),1fr));gap:16px}
  .fee{padding:22px 20px}
  .fee .price{font-size:34px}
  .trustline{grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));padding-block:36px 8px}
  .cta-band{margin-top:40px;padding:48px 40px;grid-template-columns:minmax(0,1.3fr) auto;gap:24px}
  .cta-band .actions .btn{flex:0 0 auto}
  .two{grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:32px}
  .notice{padding:16px 18px}
}
@media (min-width:761px) and (max-width:900px){.steps{grid-template-columns:1fr 1fr}}
@media (hover:hover) and (pointer:fine){
  a.card:hover{transform:translateY(-3px);box-shadow:var(--shadow-lg);border-color:var(--brass)}
  .card.depth{transform-style:preserve-3d;transform:perspective(900px) rotateX(var(--ry,0deg)) rotateY(var(--rx,0deg)) translateY(var(--ty,0px))}
  .card.depth::after{content:"";position:absolute;inset:0;border-radius:inherit;background:radial-gradient(360px circle at var(--mx,50%) var(--my,50%),rgba(226,189,108,.14),transparent 60%);opacity:0;transition:opacity .3s;pointer-events:none}
  .card.depth:hover::after{opacity:1}
}

/* ---------- phone carousels (scroll-snap) ---------- */
@media (max-width:760px){
  .carousel{display:flex;gap:12px;overflow-x:auto;scroll-snap-type:x mandatory;scroll-padding-inline:16px;padding:4px 16px 10px;margin:0 -16px;scrollbar-width:none;-webkit-overflow-scrolling:touch}
  .carousel::-webkit-scrollbar{display:none}
  .carousel>*{flex:0 0 min(84%,340px);scroll-snap-align:start;scroll-snap-stop:always}
  .carousel.wide>*{flex-basis:min(88%,360px)}
  .carousel .grid{display:contents}
  .dots{display:flex;gap:6px;justify-content:center;margin-top:-2px}
  .dots i{width:6px;height:6px;border-radius:50%;background:var(--line2);transition:width .25s,background .25s}
  .dots i.on{width:18px;border-radius:3px;background:var(--brass)}
}
@media (min-width:761px){.dots{display:none}}

/* ---------- tables ---------- */
.tbl{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);box-shadow:var(--shadow)}
table{border-collapse:collapse;width:100%;font-size:14px}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-size:11px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted);font-weight:700;background:var(--sunk)}
td.r,th.r{text-align:right;white-space:nowrap}
tr:last-child td{border-bottom:0}
td b{color:var(--navy)}

/* ---------- leaders ---------- */
.leaders{display:grid;grid-template-columns:1fr;gap:14px}
.leader{display:grid;gap:8px;padding:20px;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);box-shadow:var(--shadow);align-content:start}
.leader .photo{width:84px;height:84px;border-radius:50%;overflow:hidden;background:linear-gradient(160deg,var(--hero-b),var(--hero-a));display:grid;place-items:center;color:#e2bd6c;font-family:var(--f-display);font-weight:700;font-size:26px;letter-spacing:.02em;box-shadow:0 0 0 3px var(--surface),0 0 0 4px var(--brass)}
.leader .photo img{width:100%;height:100%;object-fit:cover}
.leader h3{font-size:19px;font-family:var(--f-display);font-weight:700;color:var(--navy)}
.leader .role{font-size:13.5px;font-weight:600}
.leader .line{font-size:13.5px;color:var(--muted)}
@media (min-width:761px){.leaders{grid-template-columns:repeat(auto-fit,minmax(min(100%,260px),1fr));gap:16px}.leader{padding:24px}}

/* ---------- forms ---------- */
.form{display:grid;gap:14px}
.form-row{display:grid;gap:14px;grid-template-columns:1fr}
@media (min-width:561px){.form-row{grid-template-columns:1fr 1fr}}
.field{display:grid;gap:6px;min-width:0;align-content:start}
.field label,.field .label-like{font-weight:700;font-size:13px}
.field .hint{font-size:12px;color:var(--muted)}
.field input,.field select,.field textarea{border:1px solid var(--line2);background:var(--surface);border-radius:12px;padding:12px 13px;min-height:48px;width:100%;min-width:0;transition:border-color .2s,box-shadow .2s;color:var(--ink);font-size:16px}
.field input[type="number"]{font-family:var(--f-mono)}
.field textarea{resize:vertical;min-height:120px}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--brass);box-shadow:0 0 0 3px var(--brass-soft);outline:0}
.field [aria-invalid="true"]{border-color:var(--bad)}
.honeypot{position:absolute;left:-9999px;top:-9999px;height:0;overflow:hidden}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:var(--muted)}
.consent input{width:20px;height:20px;margin-top:1px;flex:none;accent-color:#a8822f}
.consent a{text-decoration:underline}
.form-note{font-size:12.5px;color:var(--muted);margin-top:10px}
.form-error{background:var(--bad-soft);color:var(--bad);border-radius:12px;padding:12px 14px;font-size:14px;font-weight:600}
.seg{display:flex;flex-wrap:wrap;gap:6px;align-items:flex-start}
.seg button{border:1px solid var(--line2);background:var(--surface);border-radius:11px;padding:9px 13px;min-height:44px;font-weight:600;font-size:13.5px;transition:all .2s;color:var(--ink);flex:1 1 auto}
.seg button:active{transform:scale(.96)}
.seg button[aria-pressed="true"]{border-color:var(--navy-ink);background:var(--navy-ink);color:#f4f6fa;box-shadow:0 6px 16px -8px rgba(11,31,58,.6)}
:root[data-theme="dark"] .seg button[aria-pressed="true"]{background:#e8ecf4;color:#0b1f3a;border-color:#e8ecf4}
@media (prefers-color-scheme:dark){ :root:not([data-theme="light"]) .seg button[aria-pressed="true"]{background:#e8ecf4;color:#0b1f3a;border-color:#e8ecf4} }
@media (min-width:761px){.field input,.field select,.field textarea{font-size:15px;padding:11px 12px;min-height:44px}.seg button{flex:0 1 auto}}
.contact-card{display:grid;gap:14px}
.contact-card .row{display:grid;grid-template-columns:1fr;gap:2px;font-size:14px;align-items:start}
.contact-card .row b{color:var(--navy);font-size:12px;text-transform:uppercase;letter-spacing:.08em}
@media (min-width:421px){.contact-card .row{grid-template-columns:110px 1fr;gap:10px}.contact-card .row b{font-size:13px;text-transform:none;letter-spacing:0}}

/* ---------- score tool ---------- */
.gauge-wrap{position:relative;border-radius:var(--r);overflow:hidden;background:radial-gradient(ellipse at 50% 70%,var(--hero-b),var(--hero-a) 75%);aspect-ratio:1.15;min-height:280px;max-width:100%;isolation:isolate}
.gauge-wrap canvas{display:block;width:100%;height:100%;touch-action:pan-y}
.gauge-overlay{position:absolute;left:50%;top:47%;transform:translate(-50%,-50%);text-align:center;pointer-events:none;color:#fff;display:grid;gap:2px;justify-items:center;z-index:2}
.gauge-overlay b{font-family:var(--f-display);font-size:clamp(60px,18vw,84px);font-weight:600;line-height:.95;letter-spacing:-.02em;text-shadow:0 4px 30px rgba(0,0,0,.45)}
.gauge-overlay span{font-size:11.5px;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--onnavy-muted)}
.gauge-wrap .band-pill{position:absolute;left:50%;bottom:16px;transform:translateX(-50%);pointer-events:none;z-index:2}
.gauge-wrap .fallback{place-items:center}
.gauge-wrap.nogl .gauge-overlay{top:50%}
.dial{position:relative;width:min(70%,260px);aspect-ratio:1}
.dial svg{position:absolute;inset:0;width:100%;height:100%}
@media (prefers-reduced-motion:no-preference){.dial svg circle.v{transition:stroke-dashoffset .7s ease}}
.legend{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.leg{display:grid;grid-template-columns:auto 1fr;gap:8px;align-items:center;font-size:12px;padding:7px 10px;border-radius:10px;background:var(--sunk);transition:background .4s}
.leg i{width:10px;height:10px;border-radius:3px;background:var(--line2);transition:background .5s,box-shadow .5s;flex:none}
.leg.g i{background:var(--good);box-shadow:0 0 0 3px var(--good-soft)} .leg.a i{background:var(--warn);box-shadow:0 0 0 3px var(--warn-soft)} .leg.r i{background:var(--bad);box-shadow:0 0 0 3px var(--bad-soft)}
.leg b{display:block;font-weight:600;line-height:1.2}
.leg .num{font-size:11px;color:var(--muted)}
.issue{display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start;padding:12px 0;border-bottom:1px solid var(--line)}
.issue:last-child{border-bottom:0}
.issue i{font-style:normal;font-family:var(--f-mono);color:var(--brass-ink);font-weight:600;font-size:12px;width:26px;height:26px;border-radius:50%;border:1.5px solid var(--brass);display:grid;place-items:center}
.issue p{color:var(--muted);font-size:13.5px}
.note{font-size:12.5px;color:var(--muted);border-top:1px dashed var(--line2);padding-top:12px}
.wa-preview{background:#e7e1d6;border-radius:14px;padding:12px;background-image:radial-gradient(rgba(0,0,0,.06) 1px,transparent 1px);background-size:14px 14px}
.wa-preview .msg{background:#dcf5d6;color:#111827;border-radius:12px;border-top-right-radius:4px;padding:9px 12px;font-size:13px;white-space:pre-line;line-height:1.45;margin-left:12%;box-shadow:0 1px 1px rgba(0,0,0,.08)}
.calc-out{font-size:15px;color:var(--muted)}
.calc-out b{color:var(--navy);font-size:22px;display:block;margin-top:2px;font-family:var(--f-display)}
.score-layout{display:grid;gap:16px;grid-template-areas:"gauge" "form" "side"}
.score-form{grid-area:form}.score-gauge{grid-area:gauge}.score-side{grid-area:side;display:grid;gap:14px;align-content:start}
.report-fab{position:fixed;right:14px;bottom:calc(var(--tab-h) + var(--sab) + 14px);z-index:44;display:none;align-items:center;gap:10px;background:var(--navy-ink);color:#fff;border:0;border-radius:999px;padding:0 18px 0 8px;min-height:50px;font-weight:700;font-size:14.5px;box-shadow:0 14px 30px -10px rgba(11,31,58,.7);transition:transform .3s var(--ease),opacity .3s,bottom .32s var(--ease)}
.report-fab .n{font-family:var(--f-display);font-size:22px;background:linear-gradient(180deg,#c89d45,#a8822f);width:38px;height:38px;border-radius:50%;display:grid;place-items:center}
body.tabbar-hidden .report-fab{bottom:calc(var(--sab) + 14px)}
@media (max-width:760px){
  .report-fab{display:inline-flex}
  .score-layout .only-desktop{display:none}
  .gauge-wrap{aspect-ratio:1.25;min-height:250px}
}
@media (min-width:761px){
  .score-layout{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);grid-template-areas:"form gauge" "form side";gap:24px;align-items:start}
  .legend{grid-template-columns:repeat(3,1fr)}
  .score-layout .only-phone{display:none}
}

/* ---------- services doors overlay links ---------- */
.doors-links{position:absolute;inset:0;display:grid;grid-template-columns:repeat(3,1fr);z-index:3}
.doors-links a{display:flex;align-items:flex-end;justify-content:center;padding-bottom:12px;color:#fff;font-weight:700;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;text-decoration:none!important;opacity:.85;transition:opacity .2s}
.doors-links a:hover,.doors-links a:focus-visible{opacity:1}
.doors-links a span{background:rgba(11,31,58,.55);backdrop-filter:blur(6px);border:1px solid rgba(255,255,255,.18);border-radius:999px;padding:7px 12px;min-height:34px;display:inline-flex;align-items:center}

/* ---------- industries ---------- */
.ind-card[hidden]{display:none}
@media (max-width:760px){.stage[data-scene="sectors"] .chips{display:none}}

/* ---------- footer ---------- */
.foot{margin-top:48px;border-top:1px solid var(--line);background:var(--surface);color:var(--muted);font-size:13.5px}
.foot .top-row{display:grid;grid-template-columns:1fr;gap:26px;padding-block:34px 26px}
.foot h4{font-size:11.5px;text-transform:uppercase;letter-spacing:.12em;color:var(--brass);margin-bottom:12px}
.foot ul{list-style:none;padding:0;display:grid;gap:0}
.foot a{color:var(--ink)}
.foot li a{display:inline-flex;align-items:center;min-height:44px}
.foot .fbrand{display:grid;gap:12px;align-content:start}
.foot .fbrand .brand{margin:0}
.foot .fbrand p{max-width:40ch}
.foot .bottom{border-top:1px solid var(--line);padding-block:18px 26px;font-size:12.5px;display:grid;gap:4px;color:var(--muted)}
@media (min-width:521px){.foot .top-row{grid-template-columns:1fr 1fr}}
@media (min-width:901px){.foot{margin-top:72px}.foot .top-row{grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:28px;padding-block:44px 32px}}

/* ---------- floating bits: scroll-top, toast ---------- */
.scroll-top{position:fixed;right:16px;bottom:calc(16px + var(--sab));z-index:29;width:44px;height:44px;border-radius:50%;border:1px solid var(--line);background:var(--surface);color:var(--ink);display:none;place-items:center;box-shadow:var(--shadow);opacity:0;pointer-events:none;transition:opacity .3s,transform .3s;transform:translateY(8px)}
.scroll-top.is-visible{opacity:1;pointer-events:auto;transform:none}
@media (min-width:761px){.scroll-top{display:grid}}
.toast{position:fixed;left:50%;transform:translateX(-50%) translateY(8px);bottom:calc(var(--tab-h) + var(--sab) + 14px);background:var(--navy-ink);color:#f4f6fa;padding:12px 18px;border-radius:14px;font-weight:600;z-index:95;box-shadow:var(--shadow-lg);font-size:13.5px;max-width:calc(100vw - 32px);opacity:0;transition:opacity .25s,transform .25s var(--ease),bottom .32s var(--ease);pointer-events:none;display:flex;gap:12px;align-items:center}
.toast.is-on{opacity:1;transform:translateX(-50%);pointer-events:auto}
.toast button{background:none;border:0;color:#e2bd6c;font-weight:800;padding:0;font-size:13.5px}
body.tabbar-hidden .toast{bottom:calc(var(--sab) + 14px)}
@media (min-width:761px){.toast{bottom:calc(20px + var(--sab))}}

/* ---------- branded intro (homepage, first visit per session) ---------- */
.intro{display:none}
html.show-intro .intro{display:grid;position:fixed;inset:0;z-index:200;place-items:center;background:linear-gradient(160deg,#13305a,#0a1b33 70%);color:#fff;cursor:pointer;animation:intro-out .35s ease-in .95s both}
.intro .mark{width:72px;height:72px;animation:intro-mark .6s var(--spring) both}
.intro b{font-family:var(--f-display);font-size:34px;font-weight:700;letter-spacing:.01em;animation:intro-text .5s var(--ease) .18s both;display:block}
.intro small{display:block;font-size:11px;letter-spacing:.22em;text-transform:uppercase;color:#e2bd6c;font-weight:700;animation:intro-text .5s var(--ease) .3s both;text-align:center;margin-top:6px}
.intro .line{display:block;width:120px;height:1.5px;background:#e2bd6c;margin:16px auto 0;transform-origin:50% 50%;animation:intro-line .6s var(--ease) .35s both}
.intro .skipnote{position:absolute;bottom:calc(28px + var(--sab));font-size:11.5px;color:rgba(255,255,255,.5);letter-spacing:.08em;text-transform:uppercase}
.intro .wrap{display:grid;justify-items:center;gap:14px}
@keyframes intro-mark{from{opacity:0;transform:scale(.6) rotate(-8deg)}to{opacity:1;transform:none}}
@keyframes intro-text{from{opacity:0;transform:translateY(10px)}to{opacity:1;transform:none}}
@keyframes intro-line{from{transform:scaleX(0)}to{transform:scaleX(1)}}
@keyframes intro-out{to{opacity:0;visibility:hidden}}
html.show-intro .intro.is-done{display:none}

/* ---------- install prompt sheet ---------- */
.install-steps{display:grid;gap:10px;list-style:none;padding:0;counter-reset:s}
.install-steps li{display:flex;gap:12px;align-items:center;font-size:14.5px}
.install-steps li::before{counter-increment:s;content:counter(s);width:28px;height:28px;border-radius:50%;background:var(--brass-soft);color:var(--brass-ink);font-weight:800;display:grid;place-items:center;font-size:13px;flex:none}
.install-steps svg{width:20px;height:20px;color:var(--link);flex:none}
.install-hero{display:flex;gap:14px;align-items:center}
.install-hero img{width:56px;height:56px;border-radius:14px;box-shadow:var(--shadow)}
.install-hero b{display:block;font-size:17px;color:var(--navy)}
.install-hero span{color:var(--muted);font-size:13.5px}
.sheet .for-ios,.sheet .for-android{display:none}
.sheet.is-ios .for-ios,.sheet.is-android .for-android{display:grid;gap:12px}

@media (prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}}
@media print{.top,.cta-bar,.sheet,.sheet-backdrop,.scroll-top,.theme,.burger,.progress,.report-fab,.toast{display:none!important}body{padding-bottom:0}}


/* =====================================================================
   R2: audience-first components (Oct 2026)
   ===================================================================== */
.btn svg,.btn .ic-wa,.btn .ic-call{width:20px;height:20px;flex:none}
.btn.wa:hover{filter:brightness(1.08)}
.btn.xl{padding:16px 24px;font-size:17px;border-radius:16px;min-height:58px}
.btn.line{background:transparent;color:var(--ink);border-color:var(--line2)}
.band .btn.line{color:#fff;border-color:rgba(255,255,255,.4)}
.top .head-cta{padding:0 16px;min-height:44px;font-size:14.5px}
.foot .fbrand p{font-size:14px}

/* 3D only on desktop for pages that ask for it: phones never see (or load) the stage */
@media (max-width:760px){ body.three-desk [data-scene]{display:none!important} }

/* Hindi pages: Devanagari-friendly type everywhere */
:lang(hi) body,body:lang(hi){font-family:"Noto Sans Devanagari",var(--f-body)}
:lang(hi) h1,:lang(hi) h2,:lang(hi) h3{font-family:"Noto Sans Devanagari",var(--f-body);font-weight:700;letter-spacing:0;line-height:1.3}
:lang(hi) h1{font-size:clamp(28px,7.4vw,46px)}
:lang(hi) h2{font-size:clamp(23px,5.6vw,34px)}
:lang(hi) .eyebrow{letter-spacing:.04em;text-transform:none;font-size:13px}

/* ---------- landing hero (pain first) ---------- */
.lp-hero{padding-block:26px 30px;position:relative}
.lp-hero .in{display:grid;gap:22px;position:relative;z-index:1;align-items:center}
.lp-hero h1{max-width:18ch}
.lp-hero .hero-sub{font-size:17.5px;line-height:1.55;color:#dbe2ee;max-width:56ch}
.lp-hero .hero-ctas{display:grid;gap:10px;justify-items:stretch;max-width:460px}
.lp-hero .alt-link{color:#e2bd6c;font-weight:700;font-size:16px;min-height:44px;display:inline-flex;align-items:center;justify-content:center;text-decoration:underline;text-underline-offset:3px}
.micro{display:flex;flex-wrap:wrap;gap:6px 14px;font-size:14px;color:var(--onnavy-muted);list-style:none;padding:0;margin:0}
.micro li{display:inline-flex;align-items:center;gap:6px}
.micro li::before{content:"";width:6px;height:6px;border-radius:50%;background:var(--brass2)}
.lang-switch{display:inline-flex;align-items:center;gap:6px;justify-self:start;min-height:44px;padding:0 16px;border-radius:999px;border:1px solid rgba(255,255,255,.3);color:#fff!important;font-weight:700;font-size:15px;text-decoration:none!important;background:rgba(255,255,255,.06)}
.lang-switch:hover{background:rgba(255,255,255,.12)}
.lp-hero .hero-copy{gap:16px}
.hero-guide{display:none}
@media (min-width:761px){
  .lp-hero{padding-block:56px 60px}
  .lp-hero .in{grid-template-columns:minmax(0,1.35fr) minmax(280px,1fr);gap:40px}
  .lp-hero h1{font-size:clamp(40px,4.8vw,62px)}
  .lp-hero .hero-ctas{grid-template-columns:auto auto;justify-content:start;align-items:center;max-width:none}
  .hero-guide{display:grid;gap:14px;padding:22px;border-radius:22px;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.14);color:var(--onnavy)}
  .hero-guide .avatar{width:88px;height:88px}
  .hero-guide b{font-size:18px;color:#fff;display:block}
  .hero-guide p{color:var(--onnavy-muted);font-size:15px}
}

/* quick answer chips (not sticky: keeps the phone screen calm) */
.quick{display:flex;gap:8px;flex-wrap:wrap;align-items:center;padding-top:18px}
.quick span{font-size:14px;font-weight:700;color:var(--muted);margin-right:2px}
.quick a{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:999px;border:1px solid var(--line);background:var(--surface);color:var(--ink);font-weight:600;font-size:15px;text-decoration:none!important;box-shadow:var(--shadow)}
.quick a:hover{border-color:var(--brass)}

/* section heading helpers */
.sec-head h2{max-width:24ch}
.sec-head p{font-size:16.5px;color:var(--muted)}

/* "Does this sound familiar?" */
.pains{list-style:none;padding:0;margin:0;display:grid;gap:10px}
.pains li{position:relative;padding:14px 16px 14px 50px;background:var(--surface);border:1px solid var(--line);border-radius:14px;font-size:17px;line-height:1.45;box-shadow:var(--shadow);color:var(--ink)}
.pains li::before{content:"";position:absolute;left:16px;top:16px;width:20px;height:20px;border-radius:50%;background:var(--brass-soft);box-shadow:inset 0 0 0 2px var(--brass)}
.pains li::after{content:"";position:absolute;left:23px;top:20px;width:6px;height:9px;border-right:2px solid var(--brass-ink);border-bottom:2px solid var(--brass-ink);transform:rotate(45deg)}
.pains small{display:block;font-size:14.5px;color:var(--muted);margin-top:6px;line-height:1.5}
.pains-after{font-size:17px;font-weight:600;color:var(--ink)}
@media (min-width:761px){.pains{grid-template-columns:1fr 1fr;gap:12px}}

/* plain explainer lines (why it happens / if nothing changes) */
.lines{list-style:none;padding:0;margin:0;display:grid;gap:14px;counter-reset:ln;max-width:70ch}
.lines li{position:relative;padding-left:44px;font-size:17px;line-height:1.55;color:var(--ink)}
.lines li::before{counter-increment:ln;content:counter(ln);position:absolute;left:0;top:0;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;font-family:var(--f-mono);font-size:13px;font-weight:600;color:var(--brass-ink);border:1.5px solid var(--brass)}
.lines.dash li::before{content:"";counter-increment:none;width:16px;height:2px;border:0;border-radius:2px;background:var(--muted);top:13px;left:6px}
.calm{padding:18px;border-radius:var(--r);background:var(--sunk);display:grid;gap:12px}
.calm p{font-size:17px;color:var(--ink);font-weight:600}

/* 3-step plan */
.plan{list-style:none;padding:0;margin:0;display:grid;gap:12px;counter-reset:pl}
.plan li{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start;padding:18px;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);box-shadow:var(--shadow)}
.plan li::before{counter-increment:pl;content:counter(pl);width:42px;height:42px;border-radius:50%;display:grid;place-items:center;background:linear-gradient(180deg,#c89d45,#a8822f);color:#fff;font-family:var(--f-display);font-size:24px;font-weight:700}
.plan h3{font-size:18.5px;margin-bottom:4px}
.plan p{font-size:16px;color:var(--muted)}
@media (min-width:761px){.plan{grid-template-columns:repeat(3,1fr);gap:16px}.plan li{grid-template-columns:1fr;padding:22px}}

/* guide ("who you'll speak to") */
.avatar{width:72px;height:72px;border-radius:50%;overflow:hidden;flex:none;background:linear-gradient(160deg,var(--hero-b),var(--hero-a));display:grid;place-items:center;color:#e2bd6c;font-family:var(--f-display);font-weight:700;font-size:24px;box-shadow:0 0 0 3px var(--surface),0 0 0 4px var(--brass)}
.avatar img{width:100%;height:100%;object-fit:cover}
.avatar.sm{width:48px;height:48px;font-size:17px}
.guide{display:grid;gap:16px;padding:20px;border:1px solid var(--line);border-radius:22px;background:var(--surface);box-shadow:var(--shadow)}
.guide-main{display:grid;grid-template-columns:auto 1fr;gap:16px;align-items:start}
.guide h2{font-size:clamp(23px,5.6vw,32px);margin-bottom:8px}
.guide p{font-size:16px;color:var(--muted)}
.guide-side{display:grid;grid-template-columns:auto 1fr;gap:14px;align-items:start;padding-top:16px;border-top:1px solid var(--line)}
.guide-side b{color:var(--ink)}
@media (min-width:761px){.guide{padding:28px;grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:28px;align-items:center}.guide-side{border-top:0;border-left:1px solid var(--line);padding:0 0 0 24px}.avatar{width:96px;height:96px}}

/* loan form panel */
.form-panel{gap:12px}
.form-title{font-size:clamp(26px,6vw,34px)}
.form-panel>.muted{font-size:15.5px}
.field label{font-size:15px}
.consent{font-size:14.5px;min-height:44px;color:var(--ink)}
.consent input{width:24px;height:24px}
.form-decide{font-size:15px;font-weight:700;color:var(--ink);margin-top:12px;text-align:center}
.form-note{text-align:center;font-size:13.5px}
.form-msg{color:var(--bad);font-weight:700;font-size:15px;margin:0 0 10px}
.check-wrap{display:grid;gap:18px}
@media (min-width:761px){.check-wrap{grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:28px;align-items:start}}

/* what you get */
.gets{display:grid;gap:18px}
.gets .checks li{font-size:16.5px}
.nudge{display:grid;gap:12px;padding:20px;border-radius:var(--r);background:var(--brass-soft);border:1px solid color-mix(in srgb,var(--brass) 35%,transparent)}
.nudge h3{font-size:19px}
.nudge p{font-size:15.5px;color:var(--ink)}
.nudge .btn{justify-self:stretch}
.nudge a:not(.btn){font-weight:700;min-height:44px;display:inline-flex;align-items:center}
@media (min-width:761px){.gets{grid-template-columns:minmax(0,1.3fr) minmax(0,1fr);gap:28px;align-items:start}.nudge .btn{justify-self:start}}

/* fee cards + worked example */
.feecards{display:grid;gap:12px;grid-template-columns:1fr 1fr}
.feecard{display:grid;gap:6px;align-content:start;padding:16px;border:1px solid var(--line);border-radius:var(--r);background:var(--surface);box-shadow:var(--shadow)}
.feecard .k{font-size:13px;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.06em}
.feecard .v{font-family:var(--f-display);font-size:28px;font-weight:700;line-height:1.05;color:var(--navy)}
.feecard .v small{font-family:var(--f-body);font-size:14px;font-weight:700;color:var(--muted)}
.feecard p{font-size:14.5px;color:var(--muted)}
.feecard.wide{grid-column:1/-1}
.feecard.hl{border-color:var(--brass);box-shadow:0 0 0 3px var(--brass-soft),var(--shadow)}
.example{padding:16px 18px;border-radius:var(--r);background:var(--navy-ink);color:#f4f6fa;font-size:17px;line-height:1.5}
.example b{color:#e2bd6c}
@media (min-width:761px){.feecards{grid-template-columns:repeat(4,1fr);gap:16px}.feecard.wide{grid-column:auto}}

/* collapsibles: documents, all rates */
details.more{border:1px solid var(--line);border-radius:14px;background:var(--surface);box-shadow:var(--shadow)}
details.more>summary{cursor:pointer;list-style:none;padding:12px 48px 12px 16px;min-height:52px;display:flex;align-items:center;font-weight:700;font-size:16px;position:relative;color:var(--ink)}
details.more>summary::-webkit-details-marker{display:none}
details.more>summary::after{content:"+";position:absolute;right:18px;top:50%;transform:translateY(-52%);font-family:var(--f-display);font-size:26px;color:var(--brass);transition:transform .3s}
details.more[open]>summary::after{transform:translateY(-52%) rotate(45deg)}
details.more>.more-body{padding:0 16px 16px;display:grid;gap:12px}
details.more .docs li{box-shadow:none}

/* vertical steps (how to apply) */
.vsteps{list-style:none;padding:0;margin:0;display:grid;gap:0;counter-reset:vs;max-width:760px}
.vsteps li{position:relative;padding:0 0 22px 52px}
.vsteps li::before{counter-increment:vs;content:counter(vs);position:absolute;left:0;top:0;width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--surface);border:2px solid var(--brass);color:var(--brass-ink);font-weight:800;font-size:15px;z-index:1}
.vsteps li::after{content:"";position:absolute;left:17px;top:36px;bottom:0;width:2px;background:var(--line2)}
.vsteps li:last-child{padding-bottom:0}
.vsteps li:last-child::after{display:none}
.vsteps h3{font-size:18px;margin-bottom:4px;padding-top:6px}
.vsteps p{font-size:16px;color:var(--muted)}
.vsteps .who{display:inline-block;margin-top:6px;font-size:12.5px;font-weight:800;letter-spacing:.06em;text-transform:uppercase;color:var(--brass-ink)}

/* homepage doors as big tappable cards */
a.door{text-decoration:none!important;color:inherit}
a.door:active{transform:scale(.985)}
.door-body h2{font-size:clamp(26px,6.8vw,36px)}
.door-body p{font-size:16px}
.door-go{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:52px;padding:0 20px;border-radius:15px;font-weight:800;font-size:16px;background:linear-gradient(180deg,#c89d45,#a8822f);color:#fff;margin-top:6px;justify-self:stretch}
.door-grow .door-go{background:#fff;color:#0b1f3a}
@media (min-width:761px){.door-go{justify-self:start}}
.home-hero h1{max-width:20ch}
.home-hero .lead{color:#dbe2ee;font-size:17.5px}

/* price strip on growth pages */
.price-box{display:grid;gap:10px;padding:20px;border-radius:var(--r);border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow)}
.price-box .v{font-family:var(--f-display);font-size:34px;font-weight:700;color:var(--navy);line-height:1.05}
.price-box p{font-size:15.5px;color:var(--muted)}
.price-box ul{display:grid;gap:6px;padding-left:18px;color:var(--muted);font-size:15px}

/* offer cards on the services hub */
.offers{display:grid;gap:12px}
a.offer{display:grid;gap:8px;padding:20px;border-radius:var(--r);border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow);text-decoration:none!important;color:inherit;transition:border-color .2s,transform .2s}
a.offer:hover{border-color:var(--brass);transform:translateY(-2px)}
a.offer .tag{margin-bottom:2px}
a.offer h3{font-size:21px;line-height:1.3}
a.offer p{font-size:15.5px;color:var(--muted)}
a.offer .go{font-weight:800;color:var(--brass-ink);min-height:44px;display:inline-flex;align-items:center}
@media (min-width:761px){.offers{grid-template-columns:repeat(3,1fr);gap:16px}}

/* thank-you */
.done-mark{width:64px;height:64px;border-radius:50%;background:#0b5e52;display:grid;place-items:center;color:#fff}
.done-mark svg{width:34px;height:34px}
.thanks h1{max-width:18ch}

/* bigger FAQ text for older readers */
.faq summary{font-size:16.5px;min-height:52px;display:flex;align-items:center}
.faq details p{font-size:16px;line-height:1.6;color:var(--ink)}
.faq{max-width:860px}
.checks li{font-size:16px}
.card p,.card li{font-size:15px}
.prose{font-size:16.5px}
.lead{font-size:17px}
a.door .stage canvas{pointer-events:none;cursor:pointer}
a.door .stage .hint{display:none}
/* long button labels wrap on narrow screens instead of widening the page */
.btn.lg,.btn.xl{white-space:normal;text-align:center}
.gets>*,.check-wrap>*,.split>*,.two>*{min-width:0}
.plan li::before{font-family:var(--f-body);font-weight:800;font-size:19px}
/* footer: two link columns side by side on phones */
.foot .top-row{grid-template-columns:1fr 1fr;gap:22px 16px}
.foot .top-row>.fbrand,.foot .top-row>div:last-child{grid-column:1/-1}
@media (min-width:901px){.foot .top-row>.fbrand,.foot .top-row>div:last-child{grid-column:auto}}
@media (max-width:760px){.desk-only{display:none!important}}
@media (min-width:761px){
  .phone-only{display:none!important}
  .guide.solo{grid-template-columns:1fr;max-width:860px}
  .hero-guide{grid-template-columns:auto 1fr;align-items:center;gap:18px}
}
.needs-score.is-off{display:none!important}
h1,h2,h3,.fee .price,.feecard .v,.price-box .v,.calc-out b,.gauge-overlay b{font-variant-numeric:lining-nums;font-feature-settings:"lnum" 1}
/* fee table becomes stacked rows on phones (no sideways scrolling) */
@media (max-width:760px){
  .tbl.stack table,.tbl.stack tbody,.tbl.stack tr,.tbl.stack td{display:block;width:100%}
  .tbl.stack thead{display:none}
  .tbl.stack tr{padding:14px 16px;border-bottom:1px solid var(--line)}
  .tbl.stack tr:last-child{border-bottom:0}
  .tbl.stack td{border:0;padding:2px 0;text-align:left!important;white-space:normal;font-size:15px}
  .tbl.stack td.r{font-weight:800;color:var(--navy);margin-top:6px;font-size:16px}
}

/* ===================== R3 (Oct 2026) ===================== */
/* 3D posters: the WebP still paints first, the live scene fades in over it */
.stage .poster{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;transition:opacity .5s var(--ease);pointer-events:none}
.stage.has-poster::before,.stage.has-poster::after{display:none}
.stage.has-poster canvas{position:relative;z-index:1;opacity:0;transition:opacity .6s var(--ease)}
.stage.has-poster.is-ready canvas{opacity:1}
.stage.has-poster.is-ready .poster{opacity:0}
.has-poster .fallback,.scene-still .has-poster .fallback{display:none!important}
.stage.has-poster.nogl .poster{opacity:1}
.gauge-wrap:not(.is-ready) .fallback,.scene-still .gauge-wrap .fallback{display:grid}
.scene-still .stage .hint{display:none}
.steps{counter-reset:none}
@media (min-width:761px){.steps{grid-template-columns:repeat(3,1fr)}}

/* line under every main button */
.reassure{font-size:14.5px;line-height:1.45;color:var(--muted);margin:8px 0 0}
.band .reassure,.lp-hero .reassure,.page-hero .reassure{color:var(--onnavy-muted)}
.form-panel .reassure{text-align:center}

/* phone first screen: Arjun beside the buttons */
.mini-guide{display:flex;gap:12px;align-items:center;margin-top:4px}
.mini-guide .avatar{width:52px;height:52px;box-shadow:0 0 0 2px rgba(255,255,255,.14),0 0 0 3px var(--brass2)}
.mini-guide p{font-size:14.5px;line-height:1.45;color:var(--onnavy-muted);margin:0}
.mini-guide b{color:#fff;display:block;font-size:15.5px}
.lp-hero.has-3d .stage{aspect-ratio:16/10;min-height:200px;max-height:300px}
@media (min-width:761px){.lp-hero.has-3d .stage{aspect-ratio:1.05;min-height:320px;max-height:440px}}

/* home: hero stage + three doors */
.home-hero .hero-stage{aspect-ratio:16/10;min-height:200px;max-height:300px;border-radius:22px}
.doors-stage-m{aspect-ratio:16/10;min-height:200px;max-height:300px;border-radius:22px;margin-top:18px}
@media (min-width:761px){
  .home-hero .in{grid-template-columns:minmax(0,1.1fr) minmax(0,1fr);align-items:center;gap:36px}
  .home-hero .hero-copy{margin-bottom:0}
  .home-hero .hero-stage{aspect-ratio:1.2;max-height:420px}
  .home-hero h1{font-size:clamp(40px,4.6vw,62px)}
}
.home-hero .hero-ctas{display:flex;flex-wrap:wrap;gap:10px}
.doors-sec{padding-top:26px}
.doors3{display:grid;gap:12px}
.door3{display:grid;gap:10px;align-content:start;padding:18px;border-radius:var(--r);border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow);text-decoration:none!important;color:inherit;transition:border-color .2s,transform .3s var(--ease)}
.door3 h2{font-size:clamp(23px,5.6vw,30px);line-height:1.15}
.door3 .tag{width:max-content;max-width:100%;white-space:normal}
.door3 .btn{justify-self:start;margin-top:2px}
@media (hover:hover) and (pointer:fine){.door3:hover{border-color:var(--brass);transform:translateY(-2px)}}
@media (min-width:761px){.doors3{grid-template-columns:repeat(3,1fr);gap:16px}.door3{padding:24px}}
.split-3d{display:grid;gap:20px;align-items:center}
.side-stage{aspect-ratio:16/10;min-height:200px;max-height:300px;background:linear-gradient(160deg,var(--hero-b),var(--hero-a))}
@media (min-width:761px){.split-3d{grid-template-columns:minmax(0,1.2fr) minmax(0,1fr);gap:32px}.side-stage{aspect-ratio:1.15;max-height:380px}}

/* two-step forms: one tap on a big button, then the fields */
.choice{border:0;padding:0;margin:0;display:grid;gap:10px;min-width:0}
.choice legend{font-weight:700;font-size:16.5px;color:var(--ink);margin-bottom:8px;padding:0}
.bands{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.band-opt{position:relative;display:block;cursor:pointer}
.band-opt input{position:absolute;opacity:0;width:1px;height:1px}
.band-opt span{display:flex;align-items:center;justify-content:center;text-align:center;min-height:56px;padding:10px 12px;border-radius:14px;border:1.5px solid var(--line2);background:var(--surface);font-weight:700;font-size:15.5px;line-height:1.25;color:var(--ink);transition:border-color .15s,background .15s}
.band-opt input:checked+span{border-color:var(--brass);background:var(--brass-soft);box-shadow:inset 0 0 0 1px var(--brass)}
.band-opt input:focus-visible+span{outline:3px solid var(--brass);outline-offset:2px}
.band-opt:last-child:nth-child(odd){grid-column:1/-1}
.step2{display:grid;gap:14px}
.js-steps .step2{display:none}
.js-steps.on2 .step2{display:grid;animation:step-in .3s var(--ease) both}
@keyframes step-in{from{opacity:0;transform:translateY(6px)}to{opacity:1;transform:none}}
@media (prefers-reduced-motion:reduce){.js-steps.on2 .step2{animation:none}}

/* loan page blocks */
.can-apply summary{font-weight:700}
.fee-terms{margin-top:14px;max-width:760px}
.more-lines{max-width:760px}
.ca-band,.ca-box{display:grid;gap:14px}
.ca-band{padding:20px;border-radius:var(--r);border:1px solid color-mix(in srgb,var(--brass) 35%,transparent);background:var(--brass-soft)}
.ca-band h2{font-size:clamp(23px,5.6vw,32px)}
.ca-band p{font-size:16px;color:var(--ink)}
.ca-band .share-ca,.ca-box .share-ca{justify-self:start}
@media (min-width:761px){.ca-band{grid-template-columns:minmax(0,1.4fr) auto;align-items:center;padding:28px}}
.share-ca{color:var(--ink)}
.offices{margin-top:12px}
.video-slot{display:grid;gap:10px;max-width:640px}
.yt{position:relative;display:block;width:100%;aspect-ratio:16/9;border:0;padding:0;border-radius:18px;overflow:hidden;cursor:pointer;background:#000}
.yt img,.yt iframe{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;border:0}
.yt .play{position:absolute;left:50%;top:50%;width:72px;height:72px;margin:-36px 0 0 -36px;border-radius:50%;background:rgba(11,31,58,.85);box-shadow:0 0 0 3px #e2bd6c}
.yt .play::after{content:"";position:absolute;left:29px;top:22px;border-style:solid;border-width:14px 0 14px 22px;border-color:transparent transparent transparent #fff}
.reviews{display:grid;gap:12px}
.review{margin:0;padding:18px;border-radius:var(--r);border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow)}
.review p{font-size:16.5px;color:var(--ink)}
.review footer{margin-top:8px;font-size:14px;color:var(--muted);font-weight:700}
@media (min-width:761px){.reviews{grid-template-columns:repeat(auto-fit,minmax(260px,1fr))}}

/* growth pages */
.price-box .v .k{display:block;font-family:var(--f-body);font-size:13px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin-bottom:4px}
.price-box .free-check{color:var(--ink);font-weight:600}
.price-box .retainer{color:var(--ink)}
.price-box .v-line{font-size:17px;color:var(--ink)}
.price-box .btn{justify-self:start}
.other-help{display:grid;gap:12px}
.other-help>div{padding:18px;border-radius:var(--r);border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow)}
.other-help h3{font-size:19px;margin-bottom:6px}
.other-help p{font-size:15.5px;color:var(--muted)}
@media (min-width:761px){.other-help{grid-template-columns:repeat(3,1fr);gap:16px}}
div.offer{display:grid;gap:8px;align-content:start;padding:20px;border-radius:var(--r);border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow)}
div.offer h3{font-size:20px;line-height:1.3}
div.offer p{font-size:15.5px;color:var(--muted)}
.offer .tag{display:inline-flex;align-items:center;gap:6px;width:max-content;max-width:100%}
.trust-box{display:grid;gap:10px}
.trust-box h2{font-size:clamp(22px,5.4vw,30px)}
.trust-box p{font-size:16px;color:var(--muted)}
.trust-box a{font-weight:700}
.thanks-note{color:var(--onnavy-muted);margin-top:10px}
.page-hero.thanks.has-3d .stage{max-height:300px}

/* partnerships */
.flag{width:24px;height:16px;border-radius:2px;box-shadow:0 0 0 1px rgba(0,0,0,.15);flex:none;vertical-align:-3px}
.eyebrow.flags{display:inline-flex;gap:6px;align-items:center}
.also{margin-top:22px;padding:20px;border-radius:var(--r);border:1px dashed var(--line2)}
.also h3{font-size:18px;margin-bottom:10px}
.lines.dash li{counter-increment:none}
.poster-pic{display:contents}